Package Insurance

Package Insurance is ideal for small to medium size businesses with multiple areas of risk to consider.

A package policy is a pre-built insurance plan which groups together a number of insurance types for a specific industry. For example, a retail policy may automatically include damage to the shop front and a seasonal increase for stock.

Although many of the covers included in a package policy are standard, insurers will still allow covers to be added or for cover limits to be increased within certain parameters. In terms of pricing a package, insurance policies are usually set at the lowest rate for which an insurer will cover a policyholder. Therefore, removing covers does not necessarily change the premium.

Package policies are available for the following industry sectors: retailers, offices, surgeries, salons, hotels, guesthouses, pubs, restaurants and takeaways, to name a few.

Contact us

Get in touch to speak to a member of our team.

0115 973 7303

Types of package insurance policies

Depending on your sector, we have access to a range of package insurance types that will ensure your business is fully protected. 

Shop

With access to leading insurers we can provide cover for a range of retail businesses, including coffee shops, florists, butchers, grocers and more.

Salon

Whatever salon you own, whether it be hair, nail, tan, or massage, we can offer a range of covers that exactly fits your business.

Office

We can offer basic Property Damage and Public Liability covers, alongside insurance types that are specific to your business.

Surgery

We can build a policy that meets the needs of your surgery premises and its contents, whether you are a GP, dentist, dietician, chiropodist or otherwise.

Hotels & Guesthouses

From a 4-room boutique to a 20-room hotel, we can cover all types of hotel businesses, tailoring insurance to fit your operation.

Pubs and Restaurants

We have a wealth of knowledge and experience providing tailored insurance policies for all kinds of pubs, restaurants, cafes and eateries.

We have access to products that can provide the following covers:

Property Damage

Cover for Loss of or Damage to your Buildings, Contents, Computers and Stock arising out of an insured event such as fire, theft, flood or malicious damage.

Business Interruption (Loss of Profits)

Cover for your Loss of Gross Profit and/or your Increased Costs of Working following an insured event such as a major fire, escape of water or significant storm damage.

Loss of Money

Cover for any loss of business money whilst being transported or whilst on your business premises.

Goods in Transit

Cover for your Stock or Finished Items whilst being transported to storage or customers’ premises by yourselves or a Third Party.

Portable Equipment

Cover for your hand-help or portable equipment including tools, computers and equipment anywhere in the UK and in other countries on request.

Public Liability

Cover for any injury to a member of the Public or damage to their property arising out of your business activities.

Products Liability

Cover for any injury to a member of the Public or damage to their property resulting from a product that you have supplied.

Employers Liability

Cover for any injury or illness of your employees arising out of your business activities.

Treatment Liability

Cover for any injury to a member of the Public or damage to their property arising out of you performing a treatment on them.

Claims Information

Our team will assist you when you need it most. Helping you to process your claim as quickly and effectively as possible, furthering our aim to provide you with the best possible service.

About Us

We buy effective insurance solutions for personal and business clients. Our dedication to service excellence has helped us to form long-lasting relationships with everyone we engage with.